O número de consumidores inadimplentes caiu, segundo pesquisa da Confederação Nacional de Dirigentes Lojistas (CNDL) e do Serviço de Proteção ao Crédito (SPC Brasil). A estimativa é de 59 milhões de pessoas físicas negativadas no país, ao final de abril. De acordo com dados divulgados hoje (10), o número representa 39,19% da população com idade entre 18 e 95 anos.
Na variação anual, o indicador teve queda de 1,6%, comparado ao resultado de abril de 2016. Essa foi a segunda vez, desde o início da série histórica em 2010, que há uma queda anual. Na passagem de março para abril, a inadimplência no país registrou queda de 0,35%. Após crescer a taxas próximas a 5% entre o final de 2015 e início de 2016, o indicador teve sucessivos recuos mensais ao longo do ano passado.
“Essa desaceleração do crescimento da inadimplência ocorre desde o segundo trimestre de 2016 e reflete tanto a recessão econômica, que reduziu a capacidade de pagamento das famílias, quanto a redução da tomada de crédito por parte dos consumidores e sua propensão a consumir”, explica o presidente da CNDL, Honório Pinheiro, em nota: “O consumidor tem tido maior cautela com o consumo, além de maior dificuldade para conseguir crédito. Assim, ele se endivida menos e, com isso, torna-se mais difícil ficar inadimplente”.
A estimativa por faixa etária indica que a maioria dos negativados tem entre 30 e 39 anos. Em abril, metade da população (49,83%) com essa idade estava com o nome incluído em listas de proteção ao crédito – de um total de 17 milhões de pessoas. Também é significativo o percentual de endividados entre 40 e 49 anos (47,06%), bem como entre os consumidores de 25 a 39 anos (46,34%).
Região Sudeste
De acordo com os dados, a Região Sudeste é a que concentra, em termos absolutos, o maior número de negativados, somando 24,9 milhões de consumidores, o que representa 38,17% da população adulta da região.
Em seguida aparecem o Nordeste, com 15,6 milhões de negativados (39,19% da população); o Sul, com 8,29 milhões (37,16%); o Norte, 5,35 milhões (45,77% – o maior percentual entre todas as regiões); e o Centro-Oeste, com um total de 4,84 milhões de inadimplentes (42,18% da população).
Bancos
O levantamento da Confederação Nacional de Dirigentes Lojistas e do Serviço de Proteção ao Crédito mostra também que os bancos concentram a maior parte das dívidas no país (48,36% do total). Em seguida, vem o comércio (20,26%) e o setor de comunicação (13,51%).
Os dados por setores revelam que o segmento de água e luz foi o único a apresentar crescimento anual do número de pendências em abril, com alta de 3,19%. Já o setor de comunicação teve a maior queda, de -17,35%. Em seguida aparecem os bancos (-5,02%) e o comércio (-7,10%).
Fonte: Agência Brasil
I particularly liked how this post dives deep, providing a holistic view.
Thanks for your article. I would also like to say that the first thing you will need to conduct is verify if you really need repairing credit. To do that you need to get your hands on a duplicate of your credit history. That should not be difficult, because the government necessitates that you are allowed to have one totally free copy of your own credit report on a yearly basis. You just have to ask the right individuals. You can either look into the website for your Federal Trade Commission or perhaps contact one of the leading credit agencies right away.
Your storytelling prowess is nothing short of extraordinary. Reading this article felt like embarking on an adventure of its own. The vivid descriptions and engaging narrative transported me, and I eagerly await to see where your next story takes us. Thank you for sharing your experiences in such a captivating manner.
I wanted to take a moment to express my gratitude for the wealth of invaluable information you consistently provide in your articles. Your blog has become my go-to resource, and I consistently emerge with new knowledge and fresh perspectives. I’m eagerly looking forward to continuing my learning journey through your future posts.
Your passion and dedication to your craft radiate through every article. Your positive energy is infectious, and it’s evident that you genuinely care about your readers’ experience. Your blog brightens my day!
In a world where trustworthy information is more crucial than ever, your dedication to research and the provision of reliable content is truly commendable. Your commitment to accuracy and transparency shines through in every post. Thank you for being a beacon of reliability in the online realm.
I must applaud your talent for simplifying complex topics. Your ability to convey intricate ideas in such a relatable manner is admirable. You’ve made learning enjoyable and accessible for many, and I deeply appreciate that.
Your writing style effortlessly draws me in, and I find it nearly impossible to stop reading until I’ve reached the end of your articles. Your ability to make complex subjects engaging is indeed a rare gift. Thank you for sharing your expertise!
Your blog is a true gem in the vast expanse of the online world. Your consistent delivery of high-quality content is truly commendable. Thank you for consistently going above and beyond in providing valuable insights. Keep up the fantastic work!
In a world where trustworthy information is more crucial than ever, your dedication to research and the provision of reliable content is truly commendable. Your commitment to accuracy and transparency shines through in every post. Thank you for being a beacon of reliability in the online realm.
Your unique approach to tackling challenging subjects is a breath of fresh air. Your articles stand out with their clarity and grace, making them a joy to read. Your blog is now my go-to for insightful content.
Your enthusiasm for the subject matter shines through every word of this article; it’s infectious! Your commitment to delivering valuable insights is greatly valued, and I eagerly anticipate more of your captivating content. Keep up the exceptional work!
In a world where trustworthy information is more important than ever, your commitment to research and providing reliable content is truly commendable. Your dedication to accuracy and transparency is evident in every post. Thank you for being a beacon of reliability in the online world.
Hey there! I’m at work browsing your blog from my new apple iphone! Just wanted to say I love reading your blog and look forward to all your posts! Keep up the excellent work!
I am continually impressed by your ability to delve into subjects with grace and clarity. Your articles are both informative and enjoyable to read, a rare combination. Your blog is a valuable resource, and I am sincerely grateful for it.
Your passion and dedication to your craft shine brightly through every article. Your positive energy is contagious, and it’s clear you genuinely care about your readers’ experience. Your blog brightens my day!
Your storytelling prowess is nothing short of extraordinary. Reading this article felt like embarking on an adventure of its own. The vivid descriptions and engaging narrative transported me, and I eagerly await to see where your next story takes us. Thank you for sharing your experiences in such a captivating manner.
This article resonated with me on a personal level. Your ability to emotionally connect with your audience is truly commendable. Your words are not only informative but also heartwarming. Thank you for sharing your insights.
Your storytelling prowess is nothing short of extraordinary. Reading this article felt like embarking on an adventure of its own. The vivid descriptions and engaging narrative transported me, and I eagerly await to see where your next story takes us. Thank you for sharing your experiences in such a captivating manner.
This article is a true game-changer! Your practical tips and well-thought-out suggestions hold incredible value. I’m eagerly anticipating implementing them. Thank you not only for sharing your expertise but also for making it accessible and easy to apply.
linetogel
I was curious if you ever thought of changing the layout of your website? Its very well written; I love what youve got to say. But maybe you could a little more in the way of content so people could connect with it better. Youve got an awful lot of text for only having 1 or two pictures. Maybe you could space it out better?
Thank you for the auspicious writeup. It actually was a enjoyment account it. Look advanced to far introduced agreeable from you! However, how can we keep in touch?
Almanya medyum haluk hoca sizlere 40 yıldır medyumluk hizmeti veriyor, Medyum haluk hocamızın hazırladığı çalışmalar ise bağlama büyüsü ve aşık etme büyüsü , Konularında en iyi sonuç ve kısa sürede yüzde yüz için bizleri tercih ediniz. İletişim: +49 157 59456087
The information shared is of top quality which has to get appreciated at all levels. Well done…
Almanya medyum haluk hoca sizlere 40 yıldır medyumluk hizmeti veriyor, Medyum haluk hocamızın hazırladığı çalışmalar ise berlin medyum papaz büyüsü, Konularında en iyi sonuç ve kısa sürede yüzde yüz için bizleri tercih ediniz. İletişim: +49 157 59456087
I’d like to express my heartfelt appreciation for this enlightening article. Your distinct perspective and meticulously researched content bring a fresh depth to the subject matter. It’s evident that you’ve invested a great deal of thought into this, and your ability to articulate complex ideas in such a clear and comprehensible manner is truly commendable. Thank you for generously sharing your knowledge and making the process of learning so enjoyable.
Your positivity and enthusiasm are undeniably contagious! This article brightened my day and left me feeling inspired. Thank you for sharing your uplifting message and spreading positivity among your readers.
This article resonated with me on a personal level. Your ability to emotionally connect with your audience is truly commendable. Your words are not only informative but also heartwarming. Thank you for sharing your insights.
I wanted to take a moment to express my gratitude for the wealth of invaluable information you consistently provide in your articles. Your blog has become my go-to resource, and I consistently emerge with new knowledge and fresh perspectives. I’m eagerly looking forward to continuing my learning journey through your future posts.
Your writing style effortlessly draws me in, and I find it nearly impossible to stop reading until I’ve reached the end of your articles. Your ability to make complex subjects engaging is indeed a rare gift. Thank you for sharing your expertise!
I am continually impressed by your ability to delve into subjects with grace and clarity. Your articles are both informative and enjoyable to read, a rare combination. Your blog is a valuable resource, and I am sincerely grateful for it.
I’d like to express my heartfelt appreciation for this enlightening article. Your distinct perspective and meticulously researched content bring a fresh depth to the subject matter. It’s evident that you’ve invested a great deal of thought into this, and your ability to articulate complex ideas in such a clear and comprehensible manner is truly commendable. Thank you for generously sharing your knowledge and making the process of learning so enjoyable.
I’d like to express my heartfelt appreciation for this insightful article. Your unique perspective and well-researched content bring a fresh depth to the subject matter. It’s evident that you’ve invested considerable thought into this, and your ability to convey complex ideas in such a clear and understandable way is truly commendable. Thank you for sharing your knowledge so generously and making the learning process enjoyable.
linetogel
Your unique approach to addressing challenging subjects is like a breath of fresh air. Your articles stand out with their clarity and grace, making them a pure joy to read. Your blog has now become my go-to source for insightful content.
Your positivity and enthusiasm are truly infectious! This article brightened my day and left me feeling inspired. Thank you for sharing your uplifting message and spreading positivity to your readers.
I’ve discovered a treasure trove of knowledge in your blog. Your unwavering dedication to offering trustworthy information is truly commendable. Each visit leaves me more enlightened, and I deeply appreciate your consistent reliability.
Your enthusiasm for the subject matter shines through every word of this article; it’s infectious! Your commitment to delivering valuable insights is greatly valued, and I eagerly anticipate more of your captivating content. Keep up the exceptional work!
A great post without any doubt.
I want to express my appreciation for this insightful article. Your unique perspective and well-researched content bring a new depth to the subject matter. It’s clear you’ve put a lot of thought into this, and your ability to convey complex ideas in such a clear and understandable way is truly commendable. Thank you for sharing your knowledge and making learning enjoyable.
Your passion and dedication to your craft radiate through every article. Your positive energy is infectious, and it’s evident that you genuinely care about your readers’ experience. Your blog brightens my day!
I must commend your talent for simplifying complex topics. Your ability to convey intricate ideas in such a relatable way is admirable. You’ve made learning enjoyable and accessible for many, and I appreciate that.
I’m continually impressed by your ability to dive deep into subjects with grace and clarity. Your articles are both informative and enjoyable to read, a rare combination. Your blog is a valuable resource, and I’m grateful for it.
Wow, fantastic blog format! How long have you ever been blogging for?
you make blogging glance easy. The whole glance of your web
site is excellent, let alone the content material!
You can see similar here e-commerce
bouncing ball88
Güvenilir bir danışman için medyum nasip hocayı seçin en iyi medyum hocalardan bir tanesidir.
A great post without any doubt.
Your writing style effortlessly draws me in, and I find it nearly impossible to stop reading until I’ve reached the end of your articles. Your ability to make complex subjects engaging is indeed a rare gift. Thank you for sharing your expertise!
Your passion and dedication to your craft radiate through every article. Your positive energy is infectious, and it’s evident that you genuinely care about your readers’ experience. Your blog brightens my day!
Güvenilir bir danışman için medyum nasip hocayı seçin en iyi medyum hocalardan bir tanesidir.
Thank you for sharing indeed great looking !
In a world where trustworthy information is more crucial than ever, your dedication to research and the provision of reliable content is truly commendable. Your commitment to accuracy and transparency shines through in every post. Thank you for being a beacon of reliability in the online realm.
Your blog has rapidly become my trusted source of inspiration and knowledge. I genuinely appreciate the effort you invest in crafting each article. Your dedication to delivering high-quality content is apparent, and I eagerly await every new post.
In a world where trustworthy information is more crucial than ever, your dedication to research and the provision of reliable content is truly commendable. Your commitment to accuracy and transparency shines through in every post. Thank you for being a beacon of reliability in the online realm.
I must applaud your talent for simplifying complex topics. Your ability to convey intricate ideas in such a relatable manner is admirable. You’ve made learning enjoyable and accessible for many, and I deeply appreciate that.
Your storytelling prowess is nothing short of extraordinary. Reading this article felt like embarking on an adventure of its own. The vivid descriptions and engaging narrative transported me, and I eagerly await to see where your next story takes us. Thank you for sharing your experiences in such a captivating manner.
Güvenilir bir danışman için medyum nasip hocayı seçin en iyi medyum hocalardan bir tanesidir.
Güvenilir bir danışman için medyum haluk hocayı seçin en iyi medyum hocalardan bir tanesidir.
Güvenilir bir danışman için medyum haluk hocayı seçin en iyi medyum hocalardan bir tanesidir.
The information shared is of top quality which has to get appreciated at all levels. Well done…
Incredible all kinds of useful information!|
The information shared is of top quality which has to get appreciated at all levels. Well done…
Nice i really enjoyed reading your blogs. Keep on posting. Thanks
Thank you for sharing indeed great looking !
Hello! I know this is somewhat off topic but I was wondering if you knew where I could get a captcha plugin for my comment form? I’m using the same blog platform as yours and I’m having trouble finding one? Thanks a lot!
It’s my belief that mesothelioma will be the most fatal cancer. It contains unusual attributes. The more I actually look at it the more I am sure it does not work like a real solid tissue cancer. In case mesothelioma is really a rogue virus-like infection, then there is the potential for developing a vaccine and offering vaccination to asbestos uncovered people who are vulnerable to high risk connected with developing long term asbestos relevant malignancies. Thanks for discussing your ideas about this important ailment.
Admiring the persistence you put into your blog and detailed information you present. It’s awesome to come across a blog every once in a while that isn’t the same unwanted rehashed information. Excellent read! I’ve saved your site and I’m including your RSS feeds to my Google account.
I have observed that in digital camera models, exceptional receptors help to {focus|concentrate|maintain focus|target|a**** automatically. The actual sensors regarding some cameras change in in the area of contrast, while others work with a beam associated with infra-red (IR) light, particularly in low light. Higher specification cameras often use a mix of both programs and may have Face Priority AF where the camera can ‘See’ your face and concentrate only upon that. Thanks for sharing your opinions on this blog.
virtual payment terminal software
The information shared is of top quality which has to get appreciated at all levels. Well done…
En iyi medyum olarak bir danışman için medyum haluk hocayı seçin en iyi medyum hocalardan bir tanesidir.
Thanks for your marvelous posting! I certainly enjoyed reading it, you may be a great author.I will be sure to bookmark your blog and will often come back later on. I want to encourage that you continue your great writing, have a nice day!
I haven?t checked in here for a while as I thought it was getting boring, but the last several posts are good quality so I guess I will add you back to my everyday bloglist. You deserve it my friend 🙂
Great article! I found the points you made about [topic] really insightful
I never thought about [topic] in that way before. Thanks for sharing your perspective
I had a similar experience with [topic], and your article helped me understand it better
Thanks for the ideas shared on your own blog. Yet another thing I would like to mention is that fat loss is not exactly about going on a dietary fad and trying to reduce as much weight as you’re able in a set period of time. The most effective way to shed pounds is by getting it gradually and right after some basic points which can provide help to make the most out of your attempt to shed pounds. You may know and already be following a few of these tips, yet reinforcing expertise never affects.
Almanya’nın En iyi medyum olarak bir danışman için medyum haluk hocayı seçin en iyi medyum hocalardan bir tanesidir.
Almanya’nın En iyi medyum olarak bir danışman için medyum haluk hocayı seçin en iyi medyum hocalardan bir tanesidir.
alexisaevansleak, leaked, leakshttps://www.start.gg/user/19170a76
alinityleak, leaked, leakshttps://www.start.gg/user/df154736
Thank you so much for sharing this wonderful post with us.
I have noticed that of all forms of insurance, medical insurance is the most controversial because of the turmoil between the insurance coverage company’s necessity to remain afloat and the user’s need to have insurance plan. Insurance companies’ revenue on overall health plans are certainly low, so some corporations struggle to gain profits. Thanks for the concepts you share through this site.
jeetwin login
온라인카지노
There is noticeably a bundle to know about this. I assume you made certain nice factors in options also.
Many thanks to you for sharing these kinds of wonderful content. In addition, an excellent travel plus medical insurance strategy can often eradicate those problems that come with traveling abroad. A new medical crisis can before long become expensive and that’s certain to quickly place a financial burden on the family’s finances. Putting in place the suitable travel insurance package prior to setting off is worth the time and effort. Thank you
Thank you for another fantastic post. Where else could anyone get that type of information in such a perfect way of writing? I have a presentation next week, and I am on the look for such info.
Just wish to say your article is as amazing. The clearness in your post is simply great and i can assume you’re an expert on this subject. Well with your permission let me to grab your RSS feed to keep updated with forthcoming post. Thanks a million and please carry on the enjoyable work.
Excellent web site. A lot of useful info here. I am sending it to a few friends ans also sharing in delicious. And of course, thank you on your sweat!
호치민 가라오케
http://www.westernmirror.com/index.php/news/employers-to-keep-register-of-sexual-harassment-complaints/?replytocom=726586
You have observed very interesting points! ps decent site.Blog range
Edward Callaham
Hey there, You have done a great job. I will definitely digg it and personally suggest to my friends. I’m confident they will be benefited from this site.
I just added this weblog to my feed reader, great stuff. Can not get enough!
Today, I went to the beach front with my children. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is totally off topic but I had to tell someone!
After examine a number of of the blog posts on your web site now, and I really like your means of blogging. I bookmarked it to my bookmark website record and will likely be checking back soon. Pls check out my web site as well and let me know what you think.
Thanks for the suggestions shared on your blog. Something else I would like to express is that losing weight is not information about going on a dietary fads and trying to reduce as much weight as you’re able in a couple of days. The most effective way in losing weight is by using it bit by bit and obeying some basic guidelines which can allow you to make the most from a attempt to shed pounds. You may know and already be following these tips, however reinforcing understanding never does any damage.
The information shared is of top quality which has to get appreciated at all levels. Well done…
I have been exploring for a little bit for any high quality articles or blog posts on this kind of space . Exploring in Yahoo I at last stumbled upon this site. Reading this information So i am happy to express that I’ve an incredibly good uncanny feeling I discovered just what I needed. I so much indisputably will make certain to do not fail to remember this website and provides it a look on a relentless basis.
A great post without any doubt.
I appreciate, cause I found exactly what I was looking for. You’ve ended my 4 day long hunt! God Bless you man. Have a great day. Bye
Great weblog here! Additionally your website loads up fast! What host are you the usage of? Can I get your associate hyperlink to your host? I wish my web site loaded up as quickly as yours lol
Thanks for the recommendations shared on your blog. Something else I would like to express is that weight loss is not all about going on a celebrity diet and trying to get rid of as much weight as possible in a few days. The most effective way to shed pounds is by acquiring it slowly and gradually and using some basic ideas which can provide help to make the most from your attempt to drop some weight. You may realize and already be following these tips, however reinforcing expertise never damages.
We stumbled over here by a different website and thought I may as well check things out. I like what I see so i am just following you. Look forward to finding out about your web page for a second time.
Thanks for another informative site. Where else could I get that type of information written in such an ideal way? I’ve a project that I’m just now working on, and I have been on the look out for such information.
It’s perfect time to make a few plans for the long run and it’s time to be happy. I’ve read this publish and if I may just I wish to recommend you few attention-grabbing issues or advice. Perhaps you can write subsequent articles regarding this article. I desire to read more things about it!
Good day! This is kind of off topic but I need some guidance from an established blog. Is it very difficult to set up your own blog? I’m not very techincal but I can figure things out pretty quick. I’m thinking about setting up my own but I’m not sure where to start. Do you have any tips or suggestions? Appreciate it
Wonderful paintings! That is the type of info that are meant to be shared across the web. Shame on the seek engines for now not positioning this post upper! Come on over and consult with my site . Thank you =)
The future of gaming is in your hands Hawkplay
I’m in awe of the author’s ability to make complicated concepts accessible to readers of all backgrounds. This article is a testament to her expertise and passion to providing helpful insights. Thank you, author, for creating such an compelling and insightful piece. It has been an incredible joy to read!
This is a great web page, will you be interested in doing an interview regarding just how you designed it? If so e-mail me!
I?d must examine with you here. Which isn’t something I normally do! I enjoy reading a put up that can make individuals think. Also, thanks for allowing me to comment!
Hello, you used to write magnificent, but the last few posts have been kinda boring? I miss your super writings. Past few posts are just a little bit out of track! come on!
Wonderful website. A lot of useful info here. I?m sending it to a few pals ans additionally sharing in delicious. And certainly, thanks on your sweat!
Thanks for another excellent post. Where else could anyone get that kind of information in such an ideal way of writing? I’ve a presentation next week, and I’m on the look for such information.
Hiya, I’m really glad I’ve found this information. Today bloggers publish just about gossips and web and this is actually irritating. A good website with exciting content, this is what I need. Thanks for keeping this web site, I will be visiting it. Do you do newsletters? Can not find it.
Thanks for the a new challenge you have uncovered in your short article. One thing I’d like to discuss is that FSBO interactions are built after a while. By presenting yourself to owners the first few days their FSBO is announced, before the masses commence calling on Wednesday, you create a good association. By mailing them equipment, educational resources, free accounts, and forms, you become a strong ally. By taking a personal affinity for them plus their circumstances, you create a solid network that, in many cases, pays off in the event the owners decide to go with an adviser they know and trust — preferably you.
Yet another thing is that while looking for a good online electronics retail outlet, look for online stores that are consistently updated, maintaining up-to-date with the most current products, the most effective deals, along with helpful information on product or service. This will make certain you are doing business with a shop which stays ahead of the competition and provides you what you should need to make knowledgeable, well-informed electronics buys. Thanks for the significant tips I have learned through the blog.
Thanks for sharing your ideas listed here. The other issue is that if a problem appears with a personal computer motherboard, individuals should not have some risk associated with repairing this themselves because if it is not done right it can lead to permanent damage to the complete laptop. It is usually safe just to approach any dealer of your laptop with the repair of motherboard. They will have technicians who definitely have an competence in dealing with laptop computer motherboard challenges and can get the right prognosis and perform repairs.
you’re really a excellent webmaster. The web site loading velocity is amazing. It seems that you’re doing any unique trick. Also, The contents are masterpiece. you’ve performed a wonderful process in this topic!
Thanks for the unique tips discussed on this blog site. I have noticed that many insurance providers offer consumers generous deals if they elect to insure several cars together. A significant quantity of households have got several vehicles these days, specially those with old teenage kids still dwelling at home, along with the savings with policies can easily soon mount up. So it pays to look for a good deal.
I just couldn’t depart your website before suggesting that I extremely enjoyed the standard information a person provide for your visitors? Is going to be back often to check up on new posts
servidores ragnarok online
This post sparks important conversations, encouraging readers to think critically about the topic.
Great, Thank you!